大学生消费情况问卷调查报告

大学生消费情况问卷调查报告

大学生消费调查报告

调查目的:了解大学生消费现状及消费心理，分析差异及其产生的原因调查对象:以昆明理工大学在校大学生为主

调查项目:消费结构及消费倾向

调查范围:昆明理工大学呈贡校区在校大学生

调查时间:2013年5月

调查形式:调查问卷

调查过程:

1、由调查小组成员共同协商确定问卷内容，以书面文件形式确定，交由组长进行制作成调查问卷。

2、问卷制作完成并通过无错测试后，我将其上传到网上。

3、动员调查小组所有成员进行广泛宣传，宣传方式主要是让自己的朋友上网回答调查，调查人代替填写。

4、调查完成后，由全体小组成员对调查统计数据并进行分析。

5、撰写调研报告。

抽样方法:随机抽样

0份，收回有效问卷321份，有效率为97.3%。样本概况:共发放问卷33

一. 报告摘要:

随着经济社会的纵深发展，我们大学生作为社会特殊的消费群体，我们的消费观念的塑造和培养更为突出而直接地影响我们世界观的形成与发展，进而对我们产生重要的影响。因此，关注大学生消费状况，把握大学生生活消费的心理特征和行为导向，在当前就成为我们当代大学生共同关注的课题。关注大学生消费状况，在

大学生的消费理念超前或没有计划的前提下，培养和提高大学生的“财商”。帮助大学生做好理财规划，是一个有利于帮助大学生健康成长的重要课题。

之所以说大学生是个特殊的群体，一方面他们离开亲人，有的人甚至千里迢迢地来到自己理想的大学继续深造、增长才干，过着相对独立的生活;另一方面因为年少，大多数大学生欠缺独立的经济来源，上大学的各项费用仍由家人供着。他们年青，有朝气，渴望干自己想干的事，可是就因为money有限。在愿望与现实之间，他们将做出怎样的抉择，会选择什么样的生活方式，处在这样的年龄段、社会角色与人文环境下，他们的消费结构会是怎样,他们会如何支配自己手中的货币, 为了更准确地把握我校大学生的消费脉搏，解读我校大学生的消费文化、了解其呈现的特点，并且对存在的问题寻找对策，我们小组对我校大学生进行了抽样调查。因时间有限，我们随机在全校范围内进行了调查。客观、真实、实事求是，是我们此次调查的态度。调查的数据一方面使我们了解了许多信息，明确了我校大学生的消费结构;另一方也不禁引起了我们更多的思考和疑问。借此，希望能够和大学一起发现些实际点的东西。

关键词:大学生、消费情况

二( 基本情况

book, signed the book of responsibility of other departments. Signed letters of responsibility is made junlingzhuang, we should according to the actual, earnestly implemented. Below, I say the views of the three aspects. One, the positive results, a clear understanding of the gap, and effectively enhance the sense of urgency to do a good job in the city, sense of responsibility Urban civilization is high gold content, people concerned about the high degree of honor, embodies the city overall development level and cultural quality of the people, but also

to promote the upgrading of the county"s economic and social effect to speed the development of an important engine. In recent years, at all levels of the county adhere to create a civilized city as an important content of building wealth and beauty Juxian, as to improve the quality and extent of urban civilization civilized people of the strong grasper, solid and thorough do a lot of fruitful work, initially formed a multi stakeholder involvement, sharing the good situation. This year, the county again is the provincial Party Committee, the provincial government recognition as "provincial civilized county". After the past few years continued to create, the county Significant improvement in the urban and rural landscape, some long-term lack of regulation, the masses are strongly persistent problems are solved effectively. To

significantly improve the cultural quality

(一)问题的提出:

随着改革开放的进一步深化，我国的经济实力、综合国力不断增强，人民生活水平不断提高，消费问题显得尤为重要。伴随着高校的不断扩招，从1998到2013年，短短10多年，中国大学生仅总数就从108万激增到700多万。大学生人数大幅度增加，愈加作为一个特殊的消费群体出现。同时大学生在同龄人中是文化知识水平较高、思想道德素质相对较好的群体，具有表率和示范的作用。他们既具有青年前期的年轻人消费观的新变化，又具有不同于同龄人的消费观。重视大学生消费的新变化，引导大学生树立正确消费观，不仅有益于大学生的健康成长，也将会对社会消费的正确引导起到良好的示范作用。因此全面细致地了解大学生的消费状况已成为高校思想道德教育工作中不可缺少的一部分，而正确引导大学生的消费观则成为用社会主义荣辱观教育大学生的重点。

在中国，一向都是“再穷也不能穷孩子”，孩子考上大学了，就要钱给钱，要物买物，这不仅导致部分家庭财政透支，还容易使孩子养成大手大脚花钱、贪图享乐的坏习惯。大学生消费中的趋同心理、攀比心理。大学生的消费心理由于所处的环境以及他们由于自身的群体化特征，往往采取与大多数人相一致的消费行为，多数同学在消费过程中“从众”性较强，这也就是大学生消费时的“趋同心理”。趋同心理表现为消费者看到别人购买某种物品时，哪怕这一物品自己本身并不那么需要，也会随大流购买，以保证自己与群体的一致性。而趋同心理如果不加以正确的引导就会发展成为攀比、炫耀心理，攀比、炫耀心理实际上是一种超越自我价值的自我虚构，表现在对物质生活的高欲望——追名牌、追流行。许多大学生就是这样以拥有各类名牌(而不是用优异的学业或特殊的才华)作为炫耀的资本。

(二)调查方法

1、调查对象:调查对象为呈贡大学城大学生,主要部分是昆明理工大学在校大学生

2、调查方式:采取问卷调查的方式

3、调查时间:2013年5月

此次调查的界定总体为昆明理工大学呈贡校区全体在校大学生

本次调查共发放调查问卷330份，其中收回有效问卷321份，有效回收率为97.3%。问卷发放时间为2013年5月14日至17日，在收回的有效问卷中大一学生为108人，大二学生102人，大三学生111人。其中男女比例2:1。

三(调查现象分析:

总体状况当前昆工大学生的消费构成主要分为:基本生活费(衣、食、住、行)，学习消费(学费、书籍杂费、考证费、电脑等)，休闲娱乐消费(休闲、健身、旅游、娱乐等)以及人际交往消费(人情往来、恋爱)等四大方面。

大学生消费来源

book, signed the book of responsibility of other departments. Signed letters of responsibility is made junlingzhuang, we should according to the actual, earnestly implemented. Below, I say the views of the three aspects. One, the positive results, a clear understanding of the gap, and effectively enhance the sense of urgency to do a good job in the city, sense of responsibility Urban civilization is high gold content, people concerned about the high degree of honor, embodies the city overall development level and cultural quality of the people, but also to promote the upgrading of the county"s economic and social effect to speed the development of an important engine. In recent years, at all levels of the county adhere to create a civilized city as an important content of building wealth and beauty Juxian, as to improve the quality and extent of urban civilization civilized people of the strong grasper, solid and thorough do a lot of fruitful work, initially formed a multi stakeholder involvement, sharing the good situation. This year, the county again is the provincial Party Committee, the provincial government recognition as "provincial civilized county". After the past few years continued to create, the county Significant improvement in the urban and rural landscape, some long-term lack of regulation, the masses are strongly persistent problems are solved effectively. To

significantly improve the cultural quality

调查显示大学生的主要消费的来源是家庭提供，其次是大学生利用兼职得到一定的收入，当然还有一部分同学是获得了奖学金及助学金和困难补助等。大学生月生活费

调查结果显示:学生月花销在300元以下的占0.93%，301-501元水平的占

14.02% ，501-1001元的占64.49% ，1001元以上的占20.56% .说明大部分学生的月平均花销水平在501-1001元，来自中等收入家庭，家庭经济并不富裕，大部分

学生个人月开支与家庭月均收入有关。调查说明，大学生除了要支付每学年的培养费外，每月的开支也是一个不小的数字，家长供应子女上学的经济压力还是比较大的。

book, signed the book of responsibility of other departments. Signed letters of responsibility is made junlingzhuang, we should according to the actual, earnestly implemented. Below, I say the views of the three aspects. One, the positive results, a clear understanding of the gap, and effectively enhance the sense of urgency to do a good job in the city, sense of responsibility Urban civilization is high gold content, people concerned about the high degree of honor, embodies the city overall development level and cultural quality of the people, but also to promote the upgrading of the county"s economic and social effect to speed the development of an important engine. In recent years, at all levels of the county adhere to create a civilized city as an important content of building wealth and beauty Juxian, as to improve the quality and extent of urban civilization civilized people of the strong grasper, solid and thorough do a lot of fruitful work, initially formed a multi stakeholder involvement, sharing the good situation. This year, the county again is the provincial Party Committee, the provincial government recognition as "provincial civilized county". After the past few years continued to create, the county Significant improvement in the urban and rural landscape, some long-term lack of regulation, the masses are strongly persistent problems are solved effectively. To

significantly improve the cultural quality

大学生消费支出

调查表明:大学生的消费心理还是主要是考虑其实惠性，绝大部分的大学生考虑的是消费品的实惠和高标准，可见大学生的消费观念主要是商品的实用性及品质质量。

由上图我们可以看出:当前就调查的昆明理工大学在校大学生的消费内容主要集中在基本生活所需和通讯两大方面，由此可知:

1、在消费结构上发展资料占的比重呈扩大趋势。

当前的大学生们用于满足基本生存需要的消费比重有所下降，而用于改善学习的消费比重在提高，用于满足精神文化需要的消费开始上升。 2、消费呈现多层次化。在满足基本生活所需的前提下，通讯和购物所占的比重较大，请同学吃饭和购买书籍也占了一定的比重。

对许多大学生来说，就餐已经超越了填满肚子的范畴。尽管食物支出仍是当前在校大学生的主要支出之一，但另一方面，大学生们走出校园食堂到外聚餐的费用与日俱增，麦当劳，肯德基以及一些价格不菲的特色小吃已成为当前大学生尤其是校园情侣们经常光顾的地方。

除去衣食住行消费，目前大学生的消费主要集中于以下几个方面。 (一) 休闲娱乐及学习消费

调查表明: 在休闲及娱乐消费方面，,当前我校大学生娱乐方式主要集中于上网，玩电脑游戏，看电影等。同时迪厅、KTV等新兴的娱乐方式也正日渐受到大学生们的宠爱。女生在这方面的支出要稍低于男生，因为女生们的休闲娱乐时间主要用于外出购物。而男生们的泡吧费用要远远高于女生。.这也在一定程度上说明了当前大学生的精神文化生活是相对单调的.

还值得注意的是，越来越多的大学生们希望拥有自己的私人空间，为此，他们中的一部分人不惜以外出租房为代价，这就使得他们原本就不充裕的生活费更加捉襟见肘了。

此外，尽管目前大学生们在学习上的支出比重有所上升，但是用于学习方面book, signed the book of responsibility of other departments. Signed letters of responsibility is made junlingzhuang, we should according to the actual, earnestly implemented. Below, I say the views of the three aspects. One, the positive results, a clear understanding of the gap, and effectively enhance the sense of urgency to do a good job in the city, sense of responsibility Urban civilization is high gold content, people concerned about the high degree of honor, embodies the city overall development level and cultural quality of the people, but also to promote the upgrading of the county"s economic and social effect to speed the development of an important engine. In recent years, at all levels of the county adhere to create a civilized city as an important content of building wealth and beauty Juxian, as to improve the quality and extent of urban civilization civilized people of the strong grasper,

solid and thorough do a lot of fruitful work, initially formed a multi stakeholder involvement, sharing the good situation. This year, the county again is the provincial Party Committee, the provincial government recognition as "provincial civilized county". After the past few years continued to create, the county Significant improvement in the urban and rural landscape, some long-term lack of regulation, the masses are strongly persistent problems are solved effectively. To

significantly improve the cultural quality

(购买电脑除外)的消费还是低于娱乐方面的消费。

(二) 耐用消费品消费 (价值200元以上)

调查数据表明:文曲星、电子词典、随身听在当前大学生中的拥有比例是较高的。在深入访问中发现，拥有MP3、MP4、MP5的学生也为数不少，价格在千元左右的手机在大学生校园中呈上升趋势。在电脑消费上，经过深入研究发现，拥有个人电脑的不再仅仅是为了学习计算机知识。当然，我校大学生们使用的电脑品牌不一，价格不菲。在上述的耐用消费品调查中，男女生的差异是比较大的，尽管女生在手机拥有量上与男生相当，但在电脑的拥有量上要远远低于男生。但这些学习工具大多是被用来玩游戏、听歌和看电影，而并不是学习的。 (三) 爱情、友情消费爱情和友情是大学校园不得不说的故事。爱情是神圣的，但爱情也是建立在强大的经济基础之上的。大学校园里的每一位学子都或多或少地渴望过爱情，更有人说，没有爱情的大学生活是不完整的大学生活，但爱情的巨大投入仍会令不少家境相对困难的学生望而却步。当然，这并不能成为那些校园爱情的执着追求者的障碍。“馒头就咸菜，省钱谈恋爱。”已经成为不少校园爱情男主角的忠实信条。

有了男/女朋友之后，食物支出和衣物支出相对减少，其他方面的物质和精神

支出相对增加，男生在这方面尤其突出。大多数的“男主角”们每月在女友身上的

投入约在100元左右。而对于有了异性朋友却又不同校的同学来说，每个月生活费中的相当一部分都“贡献”给电讯业了。对于恋爱费用的来源，在深入访谈中我们发现，有的是由“家里特别提供”的，有的是来自“勤工俭学”的，更多的是从“生活费中支付”的。这与大学生的社会角色有关，更与家庭对大学生恋爱的态度有关。

调查数字表明:同学之间、师生之间、老乡之间、室友之间、个人与班级、社团以及和学校之间等错综复杂的社会交往不仅占据了当前大学生的很大一部分时间，也在大学生的消费中占据着举足轻重的地位。而人情消费因为其形式多样和不确定性而相对难以统计。朋友、同学间的你来我往，请吃请喝是在所难免的;生日聚会等各种形式的庆祝聚餐是不可或缺的;与不在一起的亲人、朋友的感情联络也是绝对重要的。同学过生日，考试得高分，当了学生干部、入了党、评上奖学金、比赛获奖等等都要请客，否则便被视为不够交情、不上路。 (四) 其它消费零食对于女生来说是必不可少的，此外化妆品的消费对女生来说也是不可或缺的，而对于男生来说，网络和游戏方面也有一定的消费。四(调查结果分析

(一)当前大学生们总的消费理念呈现的特点有:

1. 个性与模仿同在:

多元化发展源于个性化的彰显。现在的青年已开始追求时尚化和风格化，而大学生恰好正处于追求个性发展，自我意识增强，乐于接受新鲜事物的年龄阶段。面对五彩缤纷的消费市场，大学生的消费心理趋于理性化转变，在消费行为中开始表现出较为成熟的价值取向。大学生在购买像电脑这样昂贵的商品时，往往表现出购前的冷静，大部分大学生是在购买前查阅有关资料，比如价格、性能、品牌后再决定是否购买，其中有不少大学生会找同学或相关人员咨询有关问题，还有一些大学生是在与家人商量后再购买的。

book, signed the book of responsibility of other departments. Signed letters of responsibility is made junlingzhuang, we should according to the actual, earnestly implemented. Below, I say the views of the three aspects. One, the positive results, a clear understanding of the gap, and effectively enhance the sense of urgency to do a good job in the city, sense of responsibility Urban civilization is high gold content, people concerned about the high degree of honor, embodies the city overall development level and cultural quality of the people, but also to promote the upgrading of the county"s economic and social effect to speed the development of an important engine. In recent years, at all levels of the county adhere to create a civilized city as an important content of building wealth and beauty Juxian, as to improve the quality and extent of urban civilization civilized people of the strong grasper, solid and thorough do a lot of fruitful work, initially formed a multi stakeholder involvement, sharing the good situation. This year, the county again is the provincial Party Committee, the provincial government recognition as "provincial civilized county". After the past few years continued to create, the county Significant improvement in the urban and rural landscape, some long-term lack of regulation, the masses are strongly persistent problems are solved effectively. To

significantly improve the cultural quality

今天的大学生消费有着强烈的模仿性特征，有着很深的"白领情结":名牌服装

着身，手提电脑不离，信息把握在手，创造未来人生。这已成为众多大学生所羡慕、仿效的社会形象。今天，发达快捷的消费信息、不断提高的消费需求使大学生

对时尚的领略和把握更为及时准确，尽管他们还不一定拥有，但却能对许多时尚品牌如数家珍。与此同时，他们更有自己对生活的理解、对消费的选择，他们注重讲求生活的品味和质量，宁缺勿滥，宁高勿低。他们追求的是一种既有物质享受，又讲求精神生活的现代人的生活方式。

2 . 多样与实用并存:

大众文化消费市场，是影响大学生消费文化多样性的重要因素。大学生多样化消费的特点根源于大学生多元化价值目标的存在。这种多元化的价值目标，一方面使大学生的思想活跃，有益于大学生充分发挥个人的聪明才智和创造能力，多重比较，理性消费，另一方面，也可能导致大学生受不良倾向的影响，出现一些消极的消费类型来。

在消费状况分析中，不论是大学生基本生活消费中的衣食费用，还是其学习消费中的学费、书杂费、电脑等;不论是大学生的休闲及娱乐消费，还是大学生的人际交往消费，都越来越趋向于带有浓厚的实用色彩。这从调查统计的休闲娱乐方式和花费上可以明确的表现出来。

3. 消费差异日趋明显:

一是来自农村的学生的消费构成相对简单、总体消费水平也较低。二是来自城市的学生的总体消费水平要相对高于农村的学生，同时，消费构成也相对多样化。这在很大程度上说明了经济发达与否，不仅影响着当前大学生的消费水平，也影响着当前大学生们的消费构成和消费理念。

(二)部分学生消费误区

1、个性自觉引起的消费自主心理导致学生消费的盲目性，部分学生消费没有计划，随意性强。

调查数据表明，35.2%的学生存在生活费超支的现象，甚至一学期的生活费被两三个月花光的情况也屡见不鲜。这在一定程度上说明了在个人理财方面，当前的

大学生是较为冲动和盲目的。而当生活费透支时，只有不到一成(8.1%)的同学愿意张口向父母索取。20.9%的同学愿意借同学或朋友的。大部分(61.0%)的同学更愿意节约开支及自己打工赚取。在对待属于自己的收入上，由于出发点不同，用途的分歧也较大，由于家庭经济原因而不得不兼职的学生中，近九成的被调查者选择把钱存起来以备它用，而对于那些纯粹是为了锻炼提高自己的专业知识和实践水平的学生则把这部分收入主要用于娱乐、购物、请客吃饭以及贴补透支的生活费。

2、部分学生存在攀比、奢侈和求异心理。

在个人消费品购买选择上:67.1%的学生更注意性能价格比。此类大学生对购物地点多不太在意，也乐于去旧货市场或路边的地摊小店淘金。主要考虑是否喜欢的占到18.0%，也有9.0%的学生是非名牌不买。在上述两类学生的心目中，广告的作用是非同一般的。他们追求档次，崇尚名牌，展现个性。专卖店，大型超市通常是这些学生的购物首选。之所以出现上述的差别，与他们各自的家庭经济背景和消费心理是密切相关的。

通过数据我们还可以看出:63.0%的大学生倾向于冲动型消费，女生在这方面的比例远远高于平均水平。此外，1/3的学生愿意借钱购买自己非常喜欢的东西，同时亦有近1/4的学生有或经常有为买来的东西没有用或很少用到而后悔。book, signed the book of responsibility of other departments. Signed letters of responsibility is made junlingzhuang, we should according to the actual, earnestly implemented. Below, I say the views of the three aspects. One, the positive results, a clear understanding of the gap, and effectively enhance the sense of urgency to do a good job in the city, sense of responsibility Urban civilization is high gold content, people concerned about the high degree of honor, embodies the city overall development level and cultural quality of the people, but also

to promote the upgrading of the county"s economic and social effect to speed the development of an important engine. In recent years, at all levels of the county adhere to create a civilized city as an important content of building wealth and beauty Juxian, as to improve the quality and extent of urban civilization civilized people of the strong grasper, solid and thorough do a lot of fruitful work, initially formed a multi stakeholder involvement, sharing the good situation. This year, the county again is the provincial Party Committee, the provincial government recognition as "provincial civilized county". After the past few years continued to create, the county Significant improvement in the urban and rural landscape, some long-term lack of regulation, the masses are strongly persistent problems are solved effectively. To

significantly improve the cultural quality

调查显示:只有1/3多一点的大学生们认为自己属于精打细算型消费，9.9%认

为自己属于今朝有酒今朝醉的人，大部分(55.0%)的大学生说不清自己到底属于哪种类型的消费者。因此，我们可以认为:当前大学生在个人消费方面更多的是冲动和盲目的，这在很大程度上与商家们有意无意的引导有着相当的关系。

五(有关大学生消费的几点建议

针对目前高校中普遍存在的盲目消费、攀比消费、赶潮消费、“面子”消费

等高消费甚至浪费的不良现象，我们提出几点建议:

1、我们应加强合理储蓄观念。

2、对于大学生，我们要树立自己的合理消费观念。

3、反对过度消费、高消费、超前消费，提倡“量入为出”有计划地消费;强调节约、勤劳俭朴等节俭消费观。

4、强调理性消费、理性行为，反对非理性的盲目消费，包括盲目攀比、盲目

从众的病态消费等浪费现象。

5、充分利用校内大众传媒，引导高校消费舆论，培养合情合理的消费习惯、

消费理念和科学的消费观，促进大学生的合理、适度消费，提高大学生的消费能力和消费水平。

6、在校园内形成良好的消费舆论，把大学生消费行为引向正确的方向.

附录一,

大学生消费情况调查问卷

book, signed the book of responsibility of other departments. Signed letters of responsibility is made junlingzhuang, we should according to the actual, earnestly implemented. Below, I say the views of the three aspects. One, the positive results, a clear understanding of the gap, and effectively enhance the sense of urgency to do a good job in the city, sense of responsibility Urban civilization is high gold content, people concerned about the high degree of honor, embodies the city overall development level and cultural quality of the people, but also to promote the upgrading of the county"s economic and social effect to speed the development of an important engine. In recent years, at all levels of the county adhere to create a civilized city as an important content of building wealth and beauty Juxian, as to improve the quality and extent of urban civilization civilized people of the strong grasper, solid and thorough do a lot of fruitful work, initially formed a multi stakeholder involvement, sharing the good situation. This year, the county again is the provincial Party Committee, the provincial

government recognition as "provincial civilized county". After the past few years continued to create, the county Significant improvement in the urban and rural landscape, some long-term lack of regulation, the masses are strongly persistent problems are solved effectively. To

significantly improve the cultural quality

你好～恳请您抽出几分钟时间参与我们的问卷调查，我们将为您的信息保密，并十分感谢您的支持～

1.您的性别 ( )

A.男

B.女

2.您的年级 ( )

A(大一 B.大二 C.大三

3.您的家庭所在地( )

A.城市

B.城镇

C.农村

4.您平均一个月用去多少生活费( )

A.300元以下

B.301—501元

C.501—1001元

D.1001元以上

5.您的经济来源 (多选)( )

A(父母 B.勤工俭学 C.奖学金 D.其他

6. 您每月消费的主要项目是(多选) ( )

A.基本生活所需

B.通讯(电话、上网)

C.购物(服装、饰品)

D.书籍

E.买游戏装备

F(请同学朋友吃饭

7.当您在某项消费时,考虑最多的因素是 ( )

A.价格 B商品的实用性 C.商品的品牌、档次 D.随大流 E其他

8.您每月的生活费用是否透支 ( )

A.经常会

B.偶尔会

C.很少会

D.从不会

9.当您想要买某样东西时,却发现钱不够，那么您会 ( )

A.向父母要钱

B.自己省吃俭用存钱

C.向同学朋友借了再说

D.做兼职挣钱

10.您目前的消费状态 ( )

A(有计划 B.一般会有计划 C.很少计划 D.随意

11. 你的消费方式为( )

A能省则省 B事先做好消费计划再花钱 C.毫不在乎想花就花 D其他

12.就整体情况而言,你如何看待周边同学当前的消费状况 ( )

A.偏低 B偏高 C.比较符合实际 D.比较节俭 E.有钱就花

13. 你觉得你周围的朋友是否理性消费 ( )

A.可以

B.部分做到

C.很难

D.不知道

14. 如果你的生活费有节余，你会如何处理,( )

book, signed the book of responsibility of other departments. Signed letters of responsibility is made junlingzhuang, we should according to the actual, earnestly implemented. Below, I say the views of the three aspects. One, the positive results, a clear understanding of the gap, and effectively enhance the sense of urgency to do a good job in the city, sense of responsibility Urban civilization is high gold content, people concerned about the high degree of honor, embodies the city overall development level and cultural quality of the people, but also to promote the upgrading of the county"s economic and social effect to speed the development of an important engine. In recent years, at all levels of the county adhere to create a civilized city as an important content of building wealth and beauty Juxian, as to improve the quality

and extent of urban civilization civilized people of the strong grasper, solid and thorough do a lot of fruitful work, initially formed a multi stakeholder involvement, sharing the good situation. This year, the county again is the provincial Party Committee, the provincial government recognition as "provincial civilized county". After the past few years continued to create, the county Significant improvement in the urban and rural landscape, some long-term lack of regulation, the masses are strongly persistent problems are solved effectively. To

significantly improve the cultural quality

A.存在银行 B改善物质生活 C.购书 D.花在游戏上 E.为女朋友埋单

15.如果你的生活费增加，你会在哪方面增加消费( )

A.伙食

B.书籍

C.购物

D.娱乐

E.投资

16. 买东西,你比较注重哪一方面( ) A.品牌 B.质量 C.外形美观 D.价格 E.

有钱在手，想买什么买什么

17.对于下列社会一般的消费倾向,你比较赞同哪种 ( ) A.以经济实惠为主 B

兼顾实惠和高标 C.尽量追求高标准 D.看心情

18.您对“自己找兼职工作赚钱”的观点有何看法,( )

A.不考虑，浪费时间

B.无所谓

C.很有兴趣，锻炼自己的能力

19.您认为您的理财能力如何, ( )

A.较差，花钱没计划

B.一般

C.有较强的理财能力

20.您看来，在全社会提倡“勤俭节约”( )

A.完全是一种美德, 永远不会过时

B.以前曾经有用，现在已经过时

C.在一定的范围内

可以提倡 D.没想过

book, signed the book of responsibility of other departments. Signed letters of responsibility is made junlingzhuang, we should according to the actual, earnestly implemented. Below, I say the views of the three aspects. One, the positive results, a clear understanding of the gap, and effectively enhance the sense of urgency to do a good job in the city, sense of responsibility Urban civilization is high gold content, people concerned about the high degree of honor, embodies the city overall development level and cultural quality of the people, but also to promote the upgrading of the county"s economic and social effect to speed the development of an important engine. In recent years, at all levels of the county adhere to create a civilized city as an important content of building wealth and beauty Juxian, as to improve the quality and extent of urban civilization civilized people of the strong grasper, solid and thorough do a lot of fruitful work, initially formed a multi stakeholder involvement, sharing the good situation. This year, the county again is the provincial Party Committee, the provincial government recognition as "provincial civilized county". After the past few years continued to create, the county Significant improvement in the urban and rural landscape, some long-term lack of regulation, the masses are strongly persistent problems are solved effectively. To

significantly improve the cultural quality